The project aims to design and implement a machine learning-based credit scoring system tailored for the Bodo tribes of the BTR, incorporating factors such as education, skills, character references, psychometric tests, and cash flow analysis. By collecting relevant data, applying AI/ML techniques for prediction, and developing a user-friendly web-based application, the goal is to provide Bodo individuals with accessible and accurate credit assessment tools, fostering financial inclusion and empowerment within the community.